| LOANS | |||
| (AS OF 12/7/11) | |||
| Term | Rate | Restrictions | |
| 2011-2012 Cars/Trucks (New or Used!) | 36 mo | 4.25%-11.00% | |
| ("High End" Motorcycles too!) | 48 mo | 4.75%-11.50% | |
| 100% Financing | 60 mo | 5.15%-12.90% | |
| 72 mo | 5.35%-13.40% | $25,000 min Value | |
| 2009-1992 Used Cars/Trucks | 36 mo | 4.25%-11.00% | |
| NADA Retail Value Maximum | 48 mo | 4.75%-11.50% | |
| ("High End" Motorcycles too!) | 60 mo | 5.15%-12.90% | $20,000 min Value |
| Title Loan(up to 90% NADA Loan Value) | 36 | 4.25%-14.00% | NADA Loan Value |
| New Motorcycles,Boat/Motor, & Trailers | 36 mo | 5.00%-12.95% | 90% Financing |
| 48 mo | 5.50%-13.95% | ||
| Personal (Unsecured) Loans | 36 mo | 9.00%-18.00% | |
| Other Collateral (eg ATV etc.) | 36 mo | Call | |
| Motor Homes (New) | 72 mo | Call | Up to $60,000 |
| Motor Homes (Used) | 72 mo | Call | Up to $60,000 |
| Share Pledged | 12 mo | 2.50% | Most recent Div + 2% |
| Certificate Pledged | Vari | Vari | CD Rate + 2% |
| Home Equity Loans | 10 yr | Call | 5 yr fixed/5 yr variable |
| (Call for details) | Up to $60,000 | ||
| SAVINGS | |||
| Frequency | Rate | Annual Percentage Yield (est) | |
| Regular Shares | Quarterly | 0.40% | 0.40% |
| Share Draft (Checking)* | Monthly | 0.25% | 0.25% |
| *Avg Daily Balance of $1,000 reqd | |||
| Special Share Draft (Checking)* | Monthly | 0.40% | 0.50% |
| *Min daily balance of $2,500 reqd | |||
| IRA (Traditional) | Quarterly | 0.75% | 0.76% |
| IRA (Roth) | Quarterly | 0.75% | 0.76% |
| Christmas Club | Annual | 0.65% | 0.65% |
| *Previous Year's Dividend Rate | |||
| Vacation Club | Annual | 1.00% | 1.00% |
| *Previous Year's Dividend Rate | |||
| 6-Month Share Certificate | Monthly | 0.40% | 0.41% |
| 12-Month Share Certificate | Monthly | 0.60% | 0.61% |
| 18-Month Share Certificate | Monthly | 0.75% | 0.76% |
| 6-Month Share Certificate Renewal | Monthly | 0.65% | 0.66% |
| 12-Month Share Certificate Renewal | Monthly | 0.85% | 0.86% |
| 18-Month Share Certificate Renewal | Monthly | 1.00% | 1.01% |